About Ermir Myzaferaj Mortage
Many of Ermir Myzaferaj customers are at different stages of their mortgage life. Some are facing taking out a mortgage for the first time in their lives and others have been paying back the payments for years. In order to provide a complete answer to the financial aspects of all ages and situations, Ermir Myzaferaj also carry out a comprehensive investigation of the needs concerning the mortgage, and if necessary refer you to experienced and responsible experts for mortgage advice, who work in close cooperation with us.
About Ermir Myzaferaj
As Ermir Myzaferaj know, a mortgage is the biggest financial obligation that a person undertakes in his private life. Unfortunately, Ermir Myzaferaj still encounter people who behaved innocently and chose mortgage and interest rates recommended by the bank’s “advisors”. It is not disputed that banks have a lot of knowledge in mortgages, but the problem is that this knowledge is not used for the benefit of the customer but for the benefit of the business. Indeed, the bank is before and after all a business that strives for profit, therefore any “professional advice” given by the clerk is aimed at improving the profitability of the employer, at the expense of the customer.
These are tens and hundreds of thousands of shekels that flow over the years to the bank, instead of remaining in your pocket. In order to avoid such huge unnecessary losses, which are really not required by reality, Ermir Myzaferaj recommend that every person in Israel contact an objective mortgage consultant. This is a service whose cost amounts to several thousand shekels, while the investment in it justifies itself in tens of thousands.
Mission
A private mortgage advisor sees first and foremost your benefit, your savings, and therefore he does a great many things that the bank does not. For example, after clarifying the needs Ermir Myzaferaj carry out in front of you, the consultant continues to dive into the details: what is the extent of the mortgage you really need, what are the assets and income available to you today and in the future, what are the expenses today and expected in the future, what are the repayment possibilities, do you meet the criteria for benefits, and more.
Vision
Accordingly, the mortgage consultant explains at eye level about the options and routes that exist, such as routes with an interest rate linked to the index, to the foreign exchange or to the MCM, fixed interest rate, variable interest rate, prime interest rate, what are the starting points, the options for spreading it over the years and their meaning, and more. Of course, the consultant is not satisfied with explanations, but builds for you the correct and most profitable mortgage mix, specifically for you. This is a mix that will save you considerable money over the years, and will allow you to meet repayments in the most convenient way. After you understand and approve the mix, the consultant will vigorously represent you in front of the banks.
Values
Indeed, a mortgage consultant does not leave you alone, with your little knowledge and experience in front of the experienced bank clerks. He himself turns to the banks for mortgages and conducts firm negotiations on the terms of the mortgage. The consultant knows very well that the bank is interested in giving the loan (it is always worthwhile for him), knows the competition in the field and the current options according to the market situation, and takes advantage of this in order to obtain the best terms that are expressed in very large savings.
If that’s not enough, the consultant also accompanies you from the beginning to the end of the entire bureaucratic process. It is not just about explanations and instructions regarding the forms, documents and approvals you must bring, but actually performing most of the operations with the bank, including building your mortgage portfolio. The advisor is a professional anchor on which you can lean in the (sometimes stressful) process of taking out the mortgage, and he allows you to go through it in the safest, most comfortable, easiest, fastest and simplest way possible. You will determine the extent of your involvement in the process according to your preferences.
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We offer private mortgage consulting services. We provide mortgage advice with affordable prices, advice on a loan for any purpose, mortgage cycle service and loan consolidation. We offer mortgage consulting for companies and we recommend not to take a mortgage and/or any loan from the bank without a mortgage consultant. Ermir Myzaferaj is a recommended mortgage consultant in the north. For any question or request, we will be happy to help you get the mortgage loan under the best conditions and in the best way.